Instant loan despite trial period
Once you have been accepted for a new job, the joy is huge. However, it is normal today that people have to move to start a new job. Moving is always associated with high costs. In addition to a forwarding agency for the move, new furniture is often required or a larger sum must be paid as a deposit for the new apartment. That is why many want to take out an instant loan. However, many credit institutions do not grant credit when you are in the trial period. But there are alternatives so that you can get an instant loan despite the trial period.
Requirements for an instant loan
With almost all standard loans, it is customary to submit three salaries, as a regular salary serves as a guarantee that you can actually repay the loan. But whoever starts a new job usually has no proof of salary. The bank therefore knows that the customer is still in the trial period. Since the trial period can be terminated on both sides within two to four weeks, the risk for banks and other institutions with an instant loan is very high despite the trial period.
But there are exceptions that depend on the professional sector. Urgent specialists, such as engineers and doctors, receive an instant loan despite a trial period.
This is because banks assume that urgently needed specialists will quickly find new jobs. The banks also believe that highly qualified specialists are less likely to be fired because the labor market for entrepreneurs is tight and it would take a long time for the company to have the appropriate staff again.
But no worry,
All others can also get an instant loan despite the trial period. Customers only need a guarantor. This can be spouses, registered partners, parents or siblings. If the loan amount is low, it is also sufficient for some banks to provide a car as security. The term of the instant loan is individually designed by the banks, so that you can look forward to a start at a new job with confidence.